Are you ready for a virtual town hall meeting today for Day 10 on the Ultimate Blog Challenge?  Many people love hearing from their mentors and others love being a mentor.  I enjoy helping people any way I can whether it be helping them with answers to questions they may have, helping them find a great deal, saving money on quick meals and especially assisting them with sewing questions or problems.  Back in the early ’90’s I mentored a high school student for two years, training her to become skilled at fabricating window treatments.  The school didn’t offer a program for this and she was so talented and interested in learning more so she would go to school in the mornings for her regular classes and come to my drapery workroom in the afternoons, three days a week.  We both enjoyed being with each other and I loved her enthusiasm when we started a new project.  She is now a mom to two teenagers and still enjoys creating and sewing.



When I was 60 years old, I was discussing my husband’s monthly infusion with our insurance company after they said it wasn’t covered until Medicare B but covered under Medicare Plan D.   I had already researched and found it was actually under Medicare B since it is administered at the hospital or doctor’s office.  There was a major difference in the amount covered under each plan.   My agent called his supervisor and he too wasn’t sure.  Again I read the paragraph that described the infusion and if I wasn’t so adamant about this, they would have continued to cover it under Plan D.   As I gave the phone back to my agent, I heard the supervisor tell him that if I know so much I should be an agent.  I could tell he was being a bit rude but that got me thinking.  I’m 60 years old, I love helping others, and maybe I could become an agent.  So I checked with our local community college, set up the online course for what I thought would be Health Insurance course but quickly found out it also covered Life, Annuities, Disability, Long Term Care, Workman’s Comp plus a few others.  I wasn’t interested in them but wanted to take the course, first to learn more about the health insurance options and second to see if I could still learn and retain what I’m learning at 60 years old!  Fast forward to the end of my course, I had to go to the state insurance regulation office for the test.  I was taking the test with about 10 – 12 other students, average age 21 years old!  So there I was, the old lady of the group, heart pounding as I went into my computer cubby and started the test.  When I completed, a message came across the screen asking me if I’m sure I was finished.  That get me thinking, maybe they knew I had something wrong so I went through my answers again only to remember what I learned in high school, if you aren’t sure of an answer, don’t change it.  So I left everything as is, click finished and the message came up again, asking me if I’m REALLY SURE!  I quickly clicked YES and nervously waited for my score.  Soon I was called to the front desk, heart pumping even harder, sweet pouring down my brow and feet not wanting to work right. LOL  As I stood at the desk, the one that administered the test had a paper in his hand.  He shook my hand and I started crying thinking he was going to say I failed (I cry over happy or sad things, my grandmother said our tear ducts are too close to our heart-strings).  But I figured in my mind, I was still proud that I completed the course and could still retain things at the age of 60 years old.   After he shook my hand, he congratulated me as he HANDED ME MY DIPLOMA with a score of 98!  So fast forward again, I started out as an agent but quickly learned that wasn’t for me.  See I wanted to help people, especially those getting near or in their Medicare years and if I was an agent, I couldn’t give advice about other companies, just the one I was licensed with.  So while I’m not an agent, I still keep up to date with as much as I can to be able to mentor others on how to get the most from their policy.


Okay, now we’re getting to the TOWN HALL MEETING!   I would like to give you all a chance to ask me a question about something I may be able to answer, my specialties are FOOD, (of course you knew that would be tops on my list because I love to come up with quick, inexpensive meals), sewing and decorating, grandchildren (another specialty because I love bragging about them) and even helpful ways to use essential oils plus gardening.


I’d love to have you post your question in the comment section at the end of this blog and I will reply with a comment and may even use your question as a featured blog!  So put your thinking cap on and ask away!

Hope you enjoyed the TOWN HALL MEETING, as of 8:00 PM, the meeting is adjourned, thanks for attending!



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Martha Demeo

I started my blog to review products. Since then it has evolved and now I teach people how to earn money online from the comfort of their home. Join the conversation. Leave a comment below.

8 Discussion to this post

  1. Glad to hear you earned the credential.. Way too many spout off lacking the knowledge necessary to help those they claim to advise

  2. nita says:

    What a great idea, to have a virtual town hall meeting. While I’d prefer to ask about insurance, it boggles my mind, What I really want to know, before I do it and find it out it doesn’t work, is if I can cut and spread a pattern to get a fuller skirt. It’s an A-line pattern and I’m thinking of splitting the pattern in two or three places to the waist and making a wedge to make the skirt part fuller. I asked at my local sewing group, but they are mostly quilters and weren’t very helpful. I can offer advice on being a widow, quilting, saving money, and enjoying life.

  3. Sorry, I don’t have any questions at the moment. I think I would have died of boredom in that insurance course. Discussion issues might have kept me awake, but reading and deciphering all that legal language in policy would have had me tearing my hair out. You should be proud of your self for getting through that.

  4. Martha says:

    I thought the same thing Barbara, but for the majority of the lessons, it was quite interesting. But I do my studying old school. I had a text book along with the computer classes and I would highlight the important things on the text book then write them in my notebook. It might be overkill for some but since I hadn’t been to school in over 40 years, I wanted to make it work…. and it did. I was very proud when I completed and passed the course and I’m now proud that I can pass on what I learned to others.

  5. Martha says:

    If I’m reading this correctly, you want to make the skirt with more of a flare around it instead of just a basic A-line? If this is what you are trying to accomplish, you could do exactly what you say about adding a wedge or you could cut the pattern pieces in three sections, keeping the waist and hip the same but start angling the pattern out slightly on both sides. When you attach the 6 pieces together, it will have a slight flare to the bottom edge and a flowing look. I would also suggest to cut it out of either lining fabric or even an old sheet in case any modifications are needed. Would love to see your completed skirt Nita!

  6. Martha says:

    I usually don’t open my mouth unless I have the facts Roy. I do enjoy learning and I was so excited when my old brain could still retain all the information. You should see me when hubby and I go to purchase I new vehicle. I’ve always got my homework done as to how my our trade is, the manufacturer price of the new vehicle plus all the incentives. I don’t have time to play the guessing game and I tell the sales person that as soon as we go in. Hubby is very proud of how much we can get a new vehicle for. Thanks for stopping by.!

  7. Terry Hoover says:

    ok…I’ll bite….LOL
    Please explain what a french seam is? How, what, why, ???

  8. Martha says:

    Okay Terry, I hope you aren’t just testing me! LOL A French seam is usually used on sheer fabric where you want a finished seam and not one that is overlocked. Stitch your first seam with fabrics wrong sides together. Then turn the fabric right sides together and press the seam. Stitch the fabric again, making sure the seam is a tad wider than the first seam so the fabric edge is snuggled between the first stitch and the second on. Like I mentioned, this is good on items you want a more finished seam than it being overlocked. It’s also the type of seam used on jeans. So how did I do? Thanks for the question!

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